THE ROLE OF COOPERATION WITH INTERNATIONAL FINANCIAL INSTITUTIONS IN ENHANCING THE INVESTMENT POTENTIAL OF COMMERCIAL BANKS IN THE DIGITAL ECONOMY: THE CASE OF SANOAT QURILISH BANK (SQB)

Authors

  • Qulliyev Anvar Zayniddinovich General Director of “INSTANT BUILDING” Limited Liability Company

Keywords:

digital economy, investment potential, commercial banks, international financial institutions, Sanoat Qurilish Bank, fintech, sustainable finance.

Abstract

This study examines the role of cooperation with international financial institutions in enhancing the investment potential of commercial banks in the digital economy, using Sanoat Qurilish Bank (SQB) as a case. It argues that such partnerships expand access to long-term capital, accelerate digital transformation, improve risk management, and strengthen integration into global financial markets. The paper concludes that IFI collaboration significantly increases SQB’s competitiveness, resilience, and capacity to finance sustainable and technology-driven economic development in Uzbekistan.

References

Mirziyoyev, Sh.M. (2022). New Uzbekistan Strategy. Tashkent: Uzbekistan Publishing House.

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Presidential Decree No. UP-158. (2023). Uzbekistan–2030 Strategy. Tashkent.

Asian Development Bank (ADB). (2021). Digital Finance in Asia and the Pacific: Key Trends and Policy Implications. Manila: ADB.

Central Bank of the Republic of Uzbekistan. (2022). Law “On Payments and Payment Systems”. Tashkent.

Demirgüç-Kunt, A., Klapper, L., Singer, D., & Van Oudheusden, P. (2015). The Global Findex Database 2014: Measuring Financial Inclusion Around the World. World Bank Policy Research Working Paper.

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G20 Global Partnership for Financial Inclusion (GPFI). (2020). Digital Financial Inclusion: Emerging Policy Approaches. G20 Report.

International Finance Corporation (IFC). (2019). Fintech and Banking: Creating Opportunities for Financial Inclusion. Washington, DC: IFC.

Sanoat Qurilish Bank (SQB). (2023). Bank Details and Corporate Information. Available at: https://sqb.uz/en/general-information/bank-details-en/

Sanoat Qurilish Bank (SQB). (2023). Official Website — Individuals Section. Available at: https://sqb.uz/uz/individuals/

World Bank. (2020). Digital Financial Services. Washington, DC: World Bank Group.

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Published

2026-01-31

How to Cite

Qulliyev, A. (2026). THE ROLE OF COOPERATION WITH INTERNATIONAL FINANCIAL INSTITUTIONS IN ENHANCING THE INVESTMENT POTENTIAL OF COMMERCIAL BANKS IN THE DIGITAL ECONOMY: THE CASE OF SANOAT QURILISH BANK (SQB). International Bulletin of Engineering and Technology, 6(1), 94–101. Retrieved from https://internationalbulletins.com/intjour/index.php/ibet/article/view/2393